This medical option includes a minimum essential coverage plan (MEC) which covers all wellness/preventative services at 100% as mandated by the health care reform. Because this Ternian option includes a MEC plan, it satisfies the "individual mandate" the governments requirement that you have health insurance.
Notice: The insurance plan through Ternian provides limited benefits. Limited benefit plans are insurance products with reduced benefits and are not intended to be an alternative to or integrated with comprehensive coverage. This insurance does not coordinate with any other insurance plan. It does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance.
Click here for Enrollment Guide
Click here for Plan Summary
Click here for COVID-19 Amendment
Click here for Plan Design.
Click here to visit the Ternian website.
Wellness Benefit Reminder:
Click here for more detail
When you are enrolled in the Accident and/or Critical Illness plans you may receive a $50 Wellness Benefit for any one covered health screening test per calendar year. Voya will pay this benefit regardless of the results of the test and if you are enrolled in both plans will pay $50 for the Accident plan and $50 for the Critical Illness plan. This benefit is only payable for eligible health screening tests performed as a result of preventative care, which includes some tests and diagnostic procedures ordered in connection with routine examinations. This benefit is payable for the covered employee and spouse and is available for dependent children at 50% of the employee amount per child, with an annual maximum of $100 for all children.
Short Term Disability
This coverage will help protect your income by offering to help you make ends meet when you are out of work. If you are out of work due to illness or injury, our plan was created with you in mind. Please note that this plan includes off-job only coverage. Click here for plan details.
This plan will help protect you and your covered dependents from unexpected accidents and injuries off the job. Our plan will pay benefits directly to you when you need it most to help pay for out of pocket expenses. Click here for plan details.
Critical Illness Insurance
This plan will pay a lump sum benefit directly to you if you are diagnosed with a critical illness or cancer. The money can be used for medical bills, treatment, income, or even your everyday bills. Click here for plan details.
Click here for additional detail on your Voya benefits, including videos, claims information and more!
Click here for important information on Naming a Beneficiary
With Delta Dental of Kansas you receive the expertise of the largest, most experienced dental benefits carrier in the nation, paired with unparalleled customer service. We have designed a dental benefit plan to help protect the oral health of you and your covered dependents. Regular preventative dental care not only reduces the cost and the pain generally associated with extensive dental work, but a healthy mouth contributes to your overall well-being.
Click here to visit the Delta Dental website.
Click for Additional Information:
Identity Theft Protection
NPC is excited to introduce InfoArmor to help protect your identity through a variety of service offerings. InfoArmor provides the following identity protection: Identity Monitoring, CreditArmor, SocialArmor, Digital Identity, WalletArmor, PasswordArmor, Privacy Advocate Remedaition, and $1,000,000 Identity Theft Insurance Policy.
Click here to visit the InfoArmor website.
Surency vision is proud to collaborate with EyeMed Vision Care to provide a network that offers quality, convenience, and choice. EyeMed has one of the largest, most diverse networks in the nation, which included both nationally recognized retail chains like Sears Optical, LensCrafters, and Pearl Vision just to name a few.
An eye exam can detect eye health problems like glaucoma or cataracts, but it can also help identify early signs of deseases that impact our whole body - high blood pressure, diabetes and high cholesterol.
Surency Vision provides access to affordable Hearing Care discounts. Click here for more information.
Click here for a Summary of Benefits
Click here for Member Certificate
Click here to visit the Surency website.
Your pet is like family and deserves to be covered as one. You have the option of purchasing voluntary pet insurance through Nationwide to help cover the costs associated with veterinary care. You'll have access to discounted rates with a choice of plans and coverage levels.
Click here to learn more and enroll.
Our new legal plan through LegalShield provides protection for you and your family. You'll get:
Direct access to a dedicated provider law firm
Fast responses to your inquiries
Legal document review and preparation
Letters and phone calls on your behalf
Speeding ticket assistance
The LegalShield mobile app for fast and easy service
For more information, click here benefits.legalshield.com/npc
Employee Assistance Program
Life is full of challenges, and sometimes balancing it is difficult. We are proud to provide
a confidential program dedicated to supporting the emotional health and well-being of our employees and their families. The employee assistance program (EAP) is provided at NO COST to you through Aetna Resources for Living.
The EAP can help with the following issues, among others:
Relationships or marital conflicts
Child and eldercare
Grief and loss
Legal or financial issues
Assistance for you and your household members
Unlimited toll-free phone access and online resources
With the costs of today's pet care, having SPOT in your corner is helpful for your pet's health and wellness needs. Get a customized SPOT Pet insurance plan to fit your budget, with up to 90% reimbursement off of your vet bills. Receive up to a 20% off employee discount!
Get your free quote by visiting spotpetins.com/employeebenefits/npcinternational
Auto and Home Insurance
Most auto and home insurance experts suggest you review your coverage annually to make sure you're getting the best coverage and rates. Receive discounted group rates on a variety of coverage options, such as auto, home, renters, personal liability and more with MetLife.
Click here to learn more and enroll